Trust Deeds and Mortgages in California

Mortgages and Trust Deeds: Enforcement of a Secured Debt in California

Delinquent Mortgages, Neglected Swimming Pools, and West Nile Virus, California

Adjustable rate mortgages and the downturn in the California housing market caused a 300% increase in notices of delinquency in Bakersfield, Kern County. This led to large numbers of neglected swimming pools, which were associated with a 276% increase in the number of human West Nile virus cases during the summer of 2007.

Conflict Detection in DeeDS

In distributed database systems, immediate global consistency of replicated data can be achieved by distributed commit protocols that are typically unpredictable. If real-time characteristics are necessary, such unpredictability has to be avoided. In a distributed realtime database, optimistic replication can be used to avoid unpredictable delays by allowing transactions to commit locally. The ...

Mortgages and monetary policy

How is monetary policy transmitted through its impact on mortgage borrowings? How does this transmission mechanism depend on whether mortgages are fixed or floating rate? To address these questions, we add a model of financial institutions’ behaviour to a dynamic general equilibrium model in which some households face credit constraints. We use this model to analyse the real effects of inflatio...

RolloOver Mortgages in Canada

The Canadian system for financing housing differs in a number of important respects from the U.S. system. Of greatest interest for this study is the absence of interest rate ceilings on deposits or mortgages and the fact that nearly all single-family mortgages are of a "roll-over" variety with interest rates fixed for only a fraction of the total amortization period, These two differences, as w...